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Learn How
GDPayments Works

By registering for an account and subscribing to the GDPayments cryptocurrency referral program with a $10 monthly subscription fee, you can earn unlimited rewards by referring other people to join. The more people that you refer that sign up and deposit funds, the more you earn — and when those individuals refer additional users, you earn even more rewards from their referrals as well! 


When you purchase TERN directly from within GDPayments on your account dashboard, it is automatically staked and paid out at 5% per month over twenty months; meaning that for every month after your purchase, 5% of the purchase amount is made available to you.  When you refer other users that also purchase cryptocurrency and commit to the staking, it continues to help your rewards grow, as those users will also remain invested in the program for the duration of their 20-month staking periods for each crypto purchase. 


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Access Your Account Dashboard Anywhere, On Your Smartphone

The Account dashboard website is a progressive web application, and will work on both mobile devices and desktop computers. You can interact with your account in every way needed using the Account dashboard website.  You can view referral details by clicking on the ‘Go To My Referrals’ button on the dashboard homepage, or the Referrals menu item in the main menu. Here you’ll find information on individuals that you have referred and are earning referral bonuses from, pending referral rewards, and earned referral rewards.

Earn Unlimited Referral Rewards

Earn rewards from people you were for, and from people they refer. Your earned rewards grow and grow.

Grow Your Crypto

Purchase cryptocurrency that is staked and combines in increments of 5% each month with your referral rewards to continually grow your balance.

Your Own Referral Link

All you need in order to earn rewards is to get out your referral link and have people sign up and subscribe with staked crypto – that's it!
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Get a Debit Card to Spend Earned Rewards

Accounts feature a special option for spending withdrawable TERN and earned referral rewards —a debit card. On your account dashboard, you will see a section for the card at the bottom of the dashboard homepage. The card requires a $10 USD equivalent amount of TERN for KYC and the activation fee, and after it has been activated you can use your debit card balance for spending on the card, direct withdrawal of TERN, or direct transfer of TERN to another user. The card includes both a virtual card and a physical card and is currently available to US citizens.

Earn Funds

Grow your referrals and staked crypto to get to the point where you have the funds to activate.

Complete KYC

Initiate and pass the credentials check.

Receive Your Card

Instantly receive a virtual card and start spending while your physical card is mailed.